Where can I afford to retire?
Estimate your retirement income, then explore which UK regions and featured locations could suit your budget, housing situation and lifestyle preferences.
2Step 2: Review your location results
Static map shown for regional context. Affordability is calculated in the results and tables below.
Your location recommendation
- Balanced affordability and quality-of-life scores.
| Location | Type | Est. monthly requirement | Income surplus |
|---|
Other great locations to consider
Frequently asked questions
How is my retirement income calculated?
We estimate your pension pot at retirement, apply a simplified drawdown rate, and add State Pension if selected.
How are locations ranked for affordability?
Locations are compared against your estimated monthly income and the typical monthly requirement for each area.
Can I adjust my results or start again?
Yes. Change any input or preference and the results update automatically.
How this tool works
How this retirement location calculator works
This retirement location calculator estimates your projected pension pot and retirement income, then compares that income with estimated monthly requirements across featured UK locations. The main income figure is shown in today’s money for easier comparison, with an inflation-adjusted equivalent shown underneath.
Affordability is calculated using your retirement age, projected pension income, State Pension selection, housing cost setting, location cost assumptions and preference filters such as region, location type and affordability tier.
The results are intended to help you explore possible retirement locations and compare scenarios. They are not personal recommendations and should not be treated as financial, pension, tax or relocation advice.