About PensionPlannerUK
PensionPlannerUK provides practical, easy-to-use retirement planning tools for people in the UK. Our aim is to help users understand how much pension they may need, how their savings could grow, and how retirement income could affect where they might realistically afford to live.
Why this site exists
Planning for retirement can be difficult. Pension pots, investment growth, inflation, State Pension entitlement, tax, drawdown, housing costs and life expectancy all interact with each other. Many people know they should be planning ahead, but it can be hard to turn that into a clear, usable picture.
The UK’s current pension debate has also made this more important. Government-backed pension adequacy work has warned that many people may not be saving enough for retirement. PensionPlannerUK was created to make these questions easier to explore, so users can start to build a clearer path towards long-term financial security and financial independence.
Our mission
Our mission is to make retirement planning more accessible, more visual and more practical. We want to empower people with tools that help them test different scenarios, understand the impact of changing contributions, explore retirement income needs, and compare how different locations could affect future affordability.
The calculators on this site are designed to support better questions and more informed conversations. They are not intended to replace professional advice, but they can help users see where they may be on track, where there may be a gap, and what assumptions matter most.
What our tools help you explore
- How much pension you may need to support a target retirement income.
- How your current pension pot and monthly contributions could grow over time.
- The potential impact of inflation on your future income needs.
- How State Pension assumptions may affect private pension drawdown.
- Which UK regions and featured locations could be more affordable in retirement.
Important disclaimer
PensionPlannerUK is for general information, education and illustration only. It does not provide financial advice, pension advice, investment advice, tax advice or regulated financial planning. Calculator outputs are based on simplified assumptions and estimates, and actual outcomes may differ materially.
Before making pension, investment, tax, retirement or relocation decisions, you should consider speaking to an appropriately qualified financial adviser, pension specialist, tax adviser or other regulated professional.
Contact: hello@pensionplanneruk.co.uk